Personal:
Investment Chequing
The Margosa Investment Chequing Account combindes free chequing with a competitive interest rate. Interest is calculated daily on the account balance and then paid at the end of each month. The rate of interest is tiered to provide a higher return for larger deposit balances. All personal cheques are free and with the exception of NSF and Overdraft charges, there are no other fees associated with this account. ATM and POS access is available via the credit union Member Card.

Premiums Savings
The Margosa Premium Savings Account pays a high rate of interest regardless of the account balance. The interest is calculated daily on the account balance and then paid out at the end of each month. As with Investment Chequing, with the exception of NSF deposits and for Overdrafts, there are no fees associated with this account. ATM and POS access is available via the credit union Member Card.


Commercial:

Business Chequing
This account pays the same rate of interest, regardless of the balance with no transaction charges or monthly service fees. Account holders will be charged a nominal fee for their cheques, their cheque binder and their deposit book.

Business Savings
The Business Savings account has the same features as the Premium Savings account, however, it pays a lower rate of interest.

TFSA
Tax Free Savings Account.